:root {
  --ink: #0a1d36;
  --ink-soft: #3e5168;
  --paper: #f7f9fc;
  --surface: #ffffff;
  --line: #dce5ef;
  --primary: #0b5fff;
  --primary-dark: #0847bd;
  --teal: #0f9f91;
  --navy: #081b33;
  --sky: #eaf2ff;
  --mint: #e8f8f5;
  --warning: #ffb648;
  --success: #147d64;
  --danger: #b42318;
  --shadow-sm: 0 8px 24px rgba(8, 27, 51, 0.08);
  --shadow-lg: 0 24px 70px rgba(8, 27, 51, 0.14);
  --radius-sm: 12px;
  --radius-md: 20px;
  --radius-lg: 32px;
  --container: 1160px;
  --header-height: 78px;
  --font-sans: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: var(--font-sans);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
body.nav-open { overflow: hidden; }
img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button, input, select, textarea { font: inherit; }
button { cursor: pointer; }
:focus-visible { outline: 3px solid rgba(11,95,255,.35); outline-offset: 3px; }

.skip-link {
  position: fixed; top: 12px; left: 12px; z-index: 999;
  transform: translateY(-140%); padding: .7rem 1rem; border-radius: 10px;
  background: var(--surface); color: var(--navy); box-shadow: var(--shadow-sm);
}
.skip-link:focus { transform: translateY(0); }

.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.narrow { width: min(calc(100% - 40px), 820px); margin-inline: auto; }
.section { padding: 96px 0; }
.section-sm { padding: 64px 0; }
.section-dark { background: var(--navy); color: white; }
.section-white { background: var(--surface); }
.section-accent { background: linear-gradient(145deg, var(--sky), var(--mint)); }
.eyebrow {
  display: inline-flex; gap: .55rem; align-items: center; margin: 0 0 1rem;
  color: var(--primary); font-weight: 800; letter-spacing: .1em; text-transform: uppercase; font-size: .76rem;
}
.eyebrow::before { content: ""; width: 22px; height: 2px; background: currentColor; }
.section-dark .eyebrow { color: #70d9ce; }
.display { margin: 0; font-size: clamp(2.9rem, 7vw, 6.3rem); line-height: .98; letter-spacing: -.055em; max-width: 960px; }
.h1 { margin: 0; font-size: clamp(2.5rem, 5vw, 4.8rem); line-height: 1.02; letter-spacing: -.05em; }
.h2 { margin: 0; font-size: clamp(2rem, 4vw, 3.4rem); line-height: 1.08; letter-spacing: -.04em; }
.h3 { margin: 0; font-size: clamp(1.25rem, 2vw, 1.55rem); line-height: 1.25; letter-spacing: -.025em; }
.lead { max-width: 760px; margin: 1.5rem 0 0; color: var(--ink-soft); font-size: clamp(1.06rem, 2vw, 1.3rem); }
.section-dark .lead, .section-dark .muted { color: #bfd0e1; }
.muted { color: var(--ink-soft); }
.text-link { color: var(--primary); font-weight: 800; display: inline-flex; gap: .4rem; align-items: center; }
.text-link:hover { color: var(--primary-dark); }
.text-link::after { content: "→"; transition: transform .2s ease; }
.text-link:hover::after { transform: translateX(4px); }

.site-header {
  position: fixed; inset: 0 0 auto; z-index: 100; height: var(--header-height);
  transition: background .25s ease, box-shadow .25s ease, transform .25s ease;
}
.site-header.is-scrolled { background: rgba(247,249,252,.9); backdrop-filter: blur(16px); box-shadow: 0 1px 0 rgba(8,27,51,.08); }
.header-inner { height: 100%; display: flex; align-items: center; justify-content: space-between; gap: 2rem; }
.brand { display: inline-flex; align-items: center; gap: .75rem; font-weight: 900; letter-spacing: -.03em; }
.brand img { width: 42px; height: 42px; }
.brand span { font-size: 1.08rem; }
.site-nav { display: flex; align-items: center; gap: .25rem; }
.site-nav a { padding: .65rem .8rem; border-radius: 10px; color: #243a52; font-weight: 700; font-size: .94rem; }
.site-nav a:hover, .site-nav a[aria-current="page"] { color: var(--primary); background: rgba(11,95,255,.07); }
.nav-cta { margin-left: .4rem; background: var(--navy) !important; color: white !important; padding-inline: 1.05rem !important; }
.nav-cta:hover { background: var(--primary) !important; }
.menu-toggle { display: none; width: 44px; height: 44px; border: 0; border-radius: 12px; background: var(--surface); box-shadow: var(--shadow-sm); }
.menu-toggle span { display: block; width: 20px; height: 2px; background: var(--navy); margin: 4px auto; transition: transform .2s ease, opacity .2s ease; }
.menu-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(6px) rotate(45deg); }
.menu-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.menu-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-6px) rotate(-45deg); }

.hero { position: relative; overflow: hidden; padding: calc(var(--header-height) + 100px) 0 110px; }
.hero::before, .hero::after { content: ""; position: absolute; border-radius: 999px; filter: blur(2px); pointer-events: none; }
.hero::before { width: 580px; height: 580px; right: -180px; top: 60px; background: radial-gradient(circle, rgba(25,183,165,.2), transparent 65%); }
.hero::after { width: 520px; height: 520px; left: -260px; top: 220px; background: radial-gradient(circle, rgba(11,95,255,.17), transparent 68%); }
.hero-grid { position: relative; display: grid; grid-template-columns: 1.2fr .8fr; gap: 72px; align-items: center; z-index: 1; }
.hero-copy .lead { margin-bottom: 2rem; }
.actions { display: flex; flex-wrap: wrap; gap: .85rem; margin-top: 2rem; }
.button { display: inline-flex; align-items: center; justify-content: center; gap: .5rem; min-height: 50px; padding: .8rem 1.2rem; border: 1px solid transparent; border-radius: 12px; font-weight: 850; transition: transform .2s ease, background .2s ease, border-color .2s ease; }
.button:hover { transform: translateY(-2px); }
.button-primary { background: var(--primary); color: white; box-shadow: 0 14px 34px rgba(11,95,255,.25); }
.button-primary:hover { background: var(--primary-dark); }
.button-secondary { border-color: var(--line); background: rgba(255,255,255,.75); color: var(--navy); }
.button-secondary:hover { border-color: #b9c8d8; background: white; }
.button-light { background: white; color: var(--navy); }
.button-ghost-light { border-color: rgba(255,255,255,.26); color: white; }
.hero-panel { position: relative; min-height: 500px; border-radius: var(--radius-lg); padding: 2rem; background: var(--navy); color: white; box-shadow: var(--shadow-lg); overflow: hidden; }
.hero-panel::after { content: ""; position: absolute; inset: auto -15% -35% 5%; height: 60%; background: linear-gradient(110deg, rgba(11,95,255,.8), rgba(25,183,165,.65)); transform: skewY(-10deg); border-radius: 50%; }
.panel-kicker { color: #7ee1d7; font-weight: 800; font-size: .78rem; text-transform: uppercase; letter-spacing: .1em; }
.panel-flow { position: relative; z-index: 1; margin-top: 2rem; display: grid; gap: 1rem; }
.flow-card { display: grid; grid-template-columns: 42px 1fr; gap: 1rem; padding: 1rem; border: 1px solid rgba(255,255,255,.12); border-radius: 16px; background: rgba(255,255,255,.06); backdrop-filter: blur(12px); }
.flow-num { width: 42px; height: 42px; border-radius: 12px; display: grid; place-items: center; background: rgba(112,217,206,.14); color: #80e6dc; font-weight: 900; }
.flow-card strong { display: block; margin-bottom: .15rem; }
.flow-card span { color: #b8c9da; font-size: .92rem; }
.trust-row { margin-top: 2.5rem; display: flex; flex-wrap: wrap; gap: 1.5rem; color: var(--ink-soft); font-size: .88rem; font-weight: 700; }
.trust-row span::before { content: "✓"; color: var(--teal); margin-right: .45rem; }

.page-hero { padding: calc(var(--header-height) + 86px) 0 82px; background: linear-gradient(145deg, #f7f9fc 35%, #eaf2ff); border-bottom: 1px solid var(--line); }
.page-hero .lead { max-width: 820px; }
.breadcrumb { margin-bottom: 2rem; color: var(--ink-soft); font-size: .9rem; font-weight: 700; }
.breadcrumb a:hover { color: var(--primary); }

.section-heading { display: flex; align-items: end; justify-content: space-between; gap: 2rem; margin-bottom: 2.5rem; }
.section-heading > div { max-width: 780px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 1.5rem; }
.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 1.5rem; }
.grid-4 { display: grid; grid-template-columns: repeat(4, minmax(0,1fr)); gap: 1.2rem; }
.card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-md); padding: 1.7rem; box-shadow: 0 2px 0 rgba(8,27,51,.02); }
.card-hover { transition: transform .22s ease, box-shadow .22s ease, border-color .22s ease; }
.card-hover:hover { transform: translateY(-6px); border-color: #bfd2ee; box-shadow: var(--shadow-sm); }
.card .icon { width: 48px; height: 48px; display: grid; place-items: center; margin-bottom: 1.35rem; border-radius: 14px; background: var(--sky); color: var(--primary); font-weight: 900; }
.card p { margin: .8rem 0 0; color: var(--ink-soft); }
.card ul { margin: 1rem 0 0; padding: 0; list-style: none; }
.card li { position: relative; padding-left: 1.2rem; margin-top: .55rem; color: var(--ink-soft); }
.card li::before { content: ""; position: absolute; width: 6px; height: 6px; border-radius: 50%; background: var(--teal); left: 0; top: .68rem; }
.card-tag { display: inline-flex; margin-bottom: 1rem; padding: .35rem .65rem; border-radius: 99px; background: var(--mint); color: var(--success); font-size: .76rem; font-weight: 850; text-transform: uppercase; letter-spacing: .05em; }

.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); border-radius: var(--radius-md); overflow: hidden; }
.stat { padding: 2rem; background: var(--surface); }
.stat strong { display: block; font-size: clamp(1.8rem, 4vw, 3rem); line-height: 1; letter-spacing: -.04em; }
.stat span { display: block; margin-top: .7rem; color: var(--ink-soft); }

.split { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
.split-panel { min-height: 460px; border-radius: var(--radius-lg); padding: 2rem; background: linear-gradient(160deg, var(--navy), #10345d); color: white; box-shadow: var(--shadow-lg); }
.signal-list { display: grid; gap: 1rem; margin-top: 2rem; }
.signal { display: flex; align-items: start; gap: 1rem; padding: 1rem; border-radius: 16px; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.1); }
.signal b { color: #7ee1d7; }
.signal span { color: #c4d3e2; font-size: .94rem; }

.process { counter-reset: step; display: grid; gap: 0; }
.process-step { counter-increment: step; display: grid; grid-template-columns: 80px 1fr; gap: 1.5rem; padding: 1.8rem 0; border-bottom: 1px solid var(--line); }
.process-step:first-child { border-top: 1px solid var(--line); }
.process-step::before { content: "0" counter(step); font-size: 1.5rem; font-weight: 900; color: var(--primary); }
.process-step p { margin: .45rem 0 0; color: var(--ink-soft); }

.quote { padding: 2.2rem; border-radius: var(--radius-md); background: var(--navy); color: white; }
.quote p { margin: 0; font-size: clamp(1.3rem, 2.5vw, 2rem); line-height: 1.4; letter-spacing: -.025em; }
.quote footer { margin-top: 1.3rem; color: #a9bdcf; }

.pills { display: flex; flex-wrap: wrap; gap: .7rem; margin-top: 1.5rem; }
.pill { padding: .52rem .8rem; border-radius: 99px; background: var(--surface); border: 1px solid var(--line); color: var(--ink-soft); font-weight: 750; font-size: .9rem; }

.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius-md); background: var(--surface); }
table { width: 100%; border-collapse: collapse; min-width: 760px; }
th, td { padding: 1.15rem 1.2rem; text-align: left; border-bottom: 1px solid var(--line); vertical-align: top; }
th { background: #eef4fb; color: var(--navy); font-size: .82rem; text-transform: uppercase; letter-spacing: .06em; }
tr:last-child td { border-bottom: 0; }

.checklist { display: grid; gap: .75rem; }
.check-item { display: grid; grid-template-columns: 28px 1fr; gap: .8rem; align-items: start; padding: 1rem 1.1rem; background: var(--surface); border: 1px solid var(--line); border-radius: 14px; }
.check-item::before { content: "✓"; width: 24px; height: 24px; display: grid; place-items: center; border-radius: 8px; background: var(--mint); color: var(--success); font-size: .78rem; font-weight: 900; }
.check-item strong { display: block; }
.check-item span { display: block; color: var(--ink-soft); font-size: .94rem; margin-top: .15rem; }

.callout { padding: 2.2rem; border-radius: var(--radius-md); background: var(--sky); border: 1px solid #cfe0fb; }
.callout.warning { background: #fff8ea; border-color: #f4d698; }
.callout p:last-child { margin-bottom: 0; }

.cta-band { padding: 72px 0; background: var(--primary); color: white; }
.cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 2rem; }
.cta-inner p { margin: .7rem 0 0; color: #dbe7ff; max-width: 720px; }

.form-layout { display: grid; grid-template-columns: 1.35fr .65fr; gap: 2rem; align-items: start; }
.form-card { padding: 2rem; background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-md); box-shadow: var(--shadow-sm); }
.form-grid { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 1rem; }
.field { display: grid; gap: .45rem; }
.field-full { grid-column: 1 / -1; }
label { font-weight: 800; font-size: .92rem; }
.required { color: var(--danger); }
input, select, textarea { width: 100%; border: 1px solid #c8d5e3; border-radius: 11px; padding: .8rem .9rem; color: var(--ink); background: white; }
textarea { min-height: 150px; resize: vertical; }
input:focus, select:focus, textarea:focus { border-color: var(--primary); box-shadow: 0 0 0 4px rgba(11,95,255,.1); outline: 0; }
.field-error { color: var(--danger); font-size: .8rem; min-height: 1.2em; }
.input-invalid { border-color: var(--danger) !important; }
.form-note { margin-top: 1rem; color: var(--ink-soft); font-size: .88rem; }
.form-status { display: none; margin-top: 1rem; padding: 1rem; border-radius: 10px; background: var(--mint); color: var(--success); font-weight: 700; }
.form-status.is-visible { display: block; }
.contact-stack { display: grid; gap: 1rem; }
.contact-box { padding: 1.4rem; border-radius: 16px; border: 1px solid var(--line); background: var(--surface); }
.contact-box strong { display: block; margin-bottom: .35rem; }

.prose h2 { margin-top: 3rem; font-size: 1.7rem; }
.prose h3 { margin-top: 2rem; font-size: 1.25rem; }
.prose p, .prose li { color: var(--ink-soft); }
.prose a { color: var(--primary); text-decoration: underline; text-underline-offset: 3px; }
.prose ul { padding-left: 1.2rem; }

.site-footer { background: #061529; color: white; padding: 64px 0 24px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr repeat(3, .7fr); gap: 2rem; }
.footer-brand p { color: #9fb3c8; max-width: 400px; }
.footer-title { color: white; font-size: .82rem; text-transform: uppercase; letter-spacing: .08em; font-weight: 850; margin-bottom: 1rem; }
.footer-links { display: grid; gap: .65rem; }
.footer-links a { color: #9fb3c8; }
.footer-links a:hover { color: white; }
.footer-bottom { display: flex; justify-content: space-between; gap: 1rem; padding-top: 2rem; margin-top: 2.5rem; border-top: 1px solid rgba(255,255,255,.1); color: #849bb2; font-size: .86rem; }

.reveal { opacity: 0; transform: translateY(20px); transition: opacity .7s ease, transform .7s ease; }
.reveal.is-visible { opacity: 1; transform: translateY(0); }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
}

@media (max-width: 980px) {
  :root { --header-height: 70px; }
  .menu-toggle { display: block; position: relative; z-index: 102; }
  .site-nav { position: fixed; inset: 0 0 0 auto; width: min(84vw, 380px); padding: 100px 28px 32px; background: var(--surface); flex-direction: column; align-items: stretch; gap: .35rem; box-shadow: -20px 0 50px rgba(8,27,51,.18); transform: translateX(110%); transition: transform .25s ease; }
  .site-nav.is-open { transform: translateX(0); }
  .site-nav a { padding: .9rem 1rem; font-size: 1rem; }
  .nav-cta { margin: .5rem 0 0; text-align: center; }
  .hero-grid, .split, .form-layout { grid-template-columns: 1fr; }
  .hero-panel { min-height: auto; }
  .grid-4 { grid-template-columns: repeat(2, 1fr); }
  .grid-3 { grid-template-columns: repeat(2, 1fr); }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1.2fr 1fr 1fr; }
  .footer-grid > div:last-child { grid-column: 2 / -1; }
}

@media (max-width: 680px) {
  .container, .narrow { width: min(calc(100% - 28px), var(--container)); }
  .section { padding: 72px 0; }
  .section-sm { padding: 48px 0; }
  .hero { padding-top: calc(var(--header-height) + 70px); padding-bottom: 76px; }
  .page-hero { padding-top: calc(var(--header-height) + 56px); padding-bottom: 60px; }
  .display { font-size: clamp(2.7rem, 14vw, 4rem); }
  .section-heading, .cta-inner, .footer-bottom { align-items: flex-start; flex-direction: column; }
  .grid-2, .grid-3, .grid-4, .form-grid { grid-template-columns: 1fr; }
  .field-full { grid-column: auto; }
  .stats { grid-template-columns: 1fr; }
  .process-step { grid-template-columns: 54px 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-brand { grid-column: 1 / -1; }
  .footer-grid > div:last-child { grid-column: auto; }
  .button { width: 100%; }
  .hero-panel, .split-panel { padding: 1.3rem; border-radius: 24px; }
}